Prices delayed by 15 minutes
Next earnings report: 20 October 2026, before market open · Earnings calendar
The series is stated in the current share scale after splits; dividends are not included in the price
Synchrony Financial trades on NYSE under the ticker SYF. The company belongs to the Financials sector. The trading history on this page starts on 22 August 2016.
Over the past 52 weeks SYF has traded between 63.08 $ and 88.77 $. As of 09 October 2026 the price stood 41.42 % of the way from the 52-week low to the high.
Over one year SYF shares rose 3.98 %; over six months they rose 1.70 %. Volatility over 90 days is 32.73 %. Dividends are not included: this is price change only, as of 09 October 2026.
SYF trades at a price-to-earnings ratio of 6.9, below the sector median of 13.4. Price to sales is 1.3, below the sector median of 2.7. Price to book is 1.5, above the sector median of 1.3. Calculated from reports for the period ending 31 March 2026.
| Date | Open | High | Low | Close | Volume, shares |
|---|---|---|---|---|---|
| 08 October 2026 | 71.27 | 73.92 | 71.27 | 73.72 | 4M |
| 07 October 2026 | 71.17 | 72.26 | 71.15 | 71.93 | 2M |
| 06 October 2026 | 72.55 | 72.85 | 71.75 | 72.16 | 2M |
| 05 October 2026 | 71.63 | 72.34 |
Based on the last 12 months of reports, through 31 March 2026
The sector median covers every company in the sector on the US market, loss-making ones included.
Synchrony issues store-branded credit cards — the retailer's card with a bank behind it.
A retailer wants the customer to carry its card: it ties the shopper to the chain and lifts the average basket. The bank takes on issuance, servicing and default risk, and shares the profit with the retail partner. Contracts run long, and losing a major partner shows in the book at once.
The economics are harsh and transparent: rates on such cards are high, but so is the charge-off rate, noticeably above that of major network cards, because these borrowers are less reliable. The result turns on whether delinquencies grow faster than interest income. Risks: employment, regulation of late fees and a partner defecting to a competitor. The company pays a dividend and buys back heavily.
Address:777 LONG RIDGE ROAD, STAMFORD, CT, 06902-1250, US
Synchrony Financial reported revenue of 18.6B $ and net income of 3.6B $ over the last four quarters. Net margin is 19.32 %. Revenue changed by +3.14 % year over year. Earnings per share are 9.66 $. Market capitalisation is 24.7B $.
SYF has a return on equity of 21.85 %, above the sector median of 9.80 %. Return on assets is 2.96 %, above the sector median of 1.13 %.
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| 71.14 |
| 71.88 |
| 2M |
| 02 October 2026 | 72.03 | 72.45 | 71.37 | 71.77 | 3M |
| 01 October 2026 | 70.38 | 71.57 | 69.40 | 71.51 | 3M |
| 30 September 2026 | 71.64 | 72.17 | 70.37 | 70.97 | 3M |
| 29 September 2026 | 71.70 | 72.00 | 71.19 | 71.72 | 3M |
| 28 September 2026 | 72.38 | 72.38 | 71.33 | 71.52 | 3M |
| 25 September 2026 | 71.70 | 73.54 | 70.89 | 72.94 | 2M |
| 24 September 2026 | 70.89 | 71.70 | 70.22 | 71.55 | 3M |
| 23 September 2026 | 72.09 | 72.34 | 70.45 | 70.67 | 4M |
| 22 September 2026 | 75.86 | 75.88 | 72.67 | 72.67 | 3M |
| 21 September 2026 | 75.48 | 76.24 | 74.58 | 75.00 | 2M |
| 18 September 2026 | 74.25 | 75.34 | 73.81 | 75.04 | 7M |
| 17 September 2026 | 76.13 | 76.13 | 74.38 | 74.41 | 2M |
| 16 September 2026 | 75.86 | 76.45 | 73.63 | 74.88 | 3M |
| 15 September 2026 | 75.39 | 76.73 | 73.81 | 76.06 | 3M |
| 14 September 2026 | 75.42 | 76.35 | 74.95 | 75.88 | 2M |
| 11 September 2026 | 76.72 | 76.82 | 74.77 | 75.99 | 2M |