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SYF: financial statements from SEC — TradeAlmanac

SYF

Synchrony Financial: financial statements

Company reports as filed with the U.S. Securities and Exchange Commission.

AnnualQuarterly

Income statement

Metric	31/03/2026	30/09/2025	30/06/2025	31/03/2025	30/09/2024	30/06/2024
Revenue	4.64B	4.72B	4.52B	4.46B	4.61B	4.41B
Interest expense	968M	1.01B	1.07B	1.09B	1.18B	1.18B
Pre-tax income	1.05B	1.43B	1.26B	984M	1.03B	844M
Income tax	242M	352M	289M	227M	239M	201M
Net income	805M	1.08B	967M	757M	789M	643M
Earnings per share	2.29	2.89	2.51	1.91	1.96	1.56
Earnings per share, diluted	2.27	2.86	2.50	1.89	1.94	1.55

Balance sheet

Metric	31/03/2026	31/12/2025	30/09/2025	30/06/2025	31/03/2025	31/12/2024	30/09/2024	30/06/2024
Cash and equivalents	20.56B	14.97B	16.25B	19.46B	21.63B	14.71B	17.93B	18.63B
Goodwill	1.36B	1.36B	1.27B

Cash flow

Metric	31/03/2026	31/03/2025
Operating cash flow	2.18B	2.20B
Depreciation and amortisation	143M	125M
Investing cash flow	1.52B	3.60B
Dividends paid	104M	97M
Share buybacks	900M	605M
Financing cash flow	1.88B

Amounts in USD unless stated otherwise. Data: US exchange trading and company filings with the regulator