SOFI: financial statements from SEC — TradeAlmanac

SOFI

SoFi Technologies, Inc.: financial statements

Company reports as filed with the U.S. Securities and Exchange Commission.

AnnualQuarterly

Income statement

Metric	31 Mar 2026	30 Sept 2025	30 Jun 2025	31 Mar 2025	30 Sept 2024	30 Jun 2024
Revenue	1.10B	962M	855M	772M	697M	599M
Cost of revenue	171M	161M	150M	136M	124M	110M
Research and development	188M	167M	152M	156M	140M	132M
Selling, general and administrative	198M	188M	165M	156M	149M	145M
Interest expense	308M	306M	275M	265M	292M	262M
Pre-tax income	200M	149M	112M	80M	64M	15M
Income tax	33M	9M	15M	9M	3M	−2M
Net income	167M	139M	97M	71M	61M	17M
Earnings per share	0.13	0.12	0.09	0.06	0.06	0.01
Earnings per share, diluted	0.12	0.11	0.08	0.06	0.05	0.01
Weighted average shares	1.28B	1.17B	1.11B	1.10B	1.07B	1.06B
Weighted average shares, diluted	1.38B	1.29B	1.18B	1.19B	1.10B	1.07B

Balance sheet

Metric	31 Mar 2026	31 Dec 2025	30 Sept 2025	30 Jun 2025	31 Mar 2025	31 Dec 2024	30 Sept 2024	30 Jun 2024
Cash and equivalents	3.40B	4.93B	3.25B	2.12B	2.09B	2.54B	2.35B	2.33B
Goodwill	1.39B	1.39B	1.39B

Cash flow

Metric	31 Mar 2026	31 Mar 2025
Operating cash flow	−2.31B	22M
Depreciation and amortisation	68M	55M
Share-based compensation	72M	64M
Capital expenditure	68M	53M
Investing cash flow	−2.39B	−1.44B
Financing cash flow	3.11B

Amounts in USD unless stated otherwise. Data: US exchange trading and company filings with the regulator